Compared to conventional
fixed-wing aircraft, helicopters are much more complex, but their advantage is maneuverability: helicopters can
hover in place, reverse, and above all take off and land vertically.
Subject only to refueling facilities and load/altitude limitations, a
helicopter can travel to any location, and land anywhere with a
clearing a rotor disk and a half in diameter.
Helicopter
insurance premiums tend to be expensive because there are so helicopters
operating compared to the fixed-wing aircraft they share the skies
with. Insurance companies rely on statistics to determine premiums, so
they are understandably cautious when dealing with the limited number
of helicopters out there.
Another thing to consider is that
helicopters are rarely “dinged” – when they do have a loss, it is more
often a big one for the insurance company. Most fixed-wing accidents
are landing-gear or ground-related incidents that are not usually a
total loss. As any helicopter owner or operator knows, helicopter parts
are expensive. From a liability standpoint, those
moving parts carry a lot of energy, and in the event of an emergency
people and property outside the aircraft could be in serious danger
from debris. Insurance companies look at all of these factors when determining their insurance premiums.
It is our job to find you the most competitive premium for your helicopter insurance. We hve access to several
excellent programs for specific helicopter manufacturers including the
Robinson Program, the Bell/Eurocopter
Program and the Schweizer program.
As with all aviation insurance, a good agent is
your best bet in securing a good quote. ZANETTE has
experience
with this unique form of flight and our relationships with helicopter
underwriters can make a difference in the premium you are quoted.
ZANETTE offers hull and liability insurance to our customers through
several of our premier companies at competitive pricing. Our insurance
policies do not depreciate the value of your helicopter as you build
hours. We also provide Breach of Warranty coverage that is accepted by
banking institutions for helicopter owners with liens.
Get your insurance
quote today!
Fill
out our detailed
quote form if your have all of your information readily
available, or use our quick
quote form
to get the process started while
you gather your information, and then press the "submit" button to
send
your information to us. Once we have your information we can
get
started on your insurance quote right away!
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